1. Introduction

Welcome to How to Do Life Better ("we," "us," or "our"). These Terms of Use ("Terms") govern your use of our website located at www.howtodolifebetter.com (the "Site") and the purchase of our digital products and services.

By accessing this Site or purchasing our products (including the "Life Pathways Assessment" and "Kickstart Guides"), you agree to be bound by these Terms. If you do not agree, please do not use our Site.

2. Contact Information

This Site is owned and operated by How to Do Life Better.

You can contact us at: christy@howtodolifebetter.com

3. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, digital downloads, and data compilations, is the property of How to Do Life Better and is protected by United States and international copyright laws.

License for Personal Use:

When you download a digital product (free or paid) from our Site, we grant you a limited, non-exclusive, non-transferable license to view and use the content for your own personal, non-commercial use.

You may NOT:

• Resell, share, distribute, or otherwise reproduce our digital products (e.g., emailing a Kickstart Guide to a friend or posting it on a public website).

• Use our content for commercial purposes or to create competing products.

• Share links to protected assets or download pages.

4. Digital Products & Refund Policy

Delivery:

All products sold on this Site are digital downloads. Upon purchase (or sign-up), you will receive an immediate link to download your file(s). No physical product will be shipped.

Refunds:

Due to the immediate, intangible nature of digital products, all sales are final and non-refundable. We cannot accept returns on downloadable files. If you have a technical issue with a file, please contact us at christy@howtodolifebetter.com and we will assist you.

5. Payment Methods

We accept payments through secure third-party processors (Stripe and/or PayPal). We do not store your full credit card information on our servers. By purchasing, you agree to the terms of service of the respective payment processor.

6. User Conduct & Comments

If our Site allows for comments or community interaction, you agree to communicate respectfully. We reserve the right to remove any content that is:

• Unlawful, harassing, defamatory, or hateful.

• Spam or unauthorized advertising.

• Infringing on the copyright or intellectual property of others.

7. Privacy

Your use of the Site is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.

8. Disclaimer

The content provided in our assessments, guides, and website is for educational and informational purposes only. It is not intended as a substitute for professional medical, psychological, or financial advice. Always seek the advice of a qualified professional regarding any mental health or financial concerns.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting to the Site. Your continued use of the Site after changes constitutes your acceptance of the new Terms.

Last Updated: January 30, 2026